Keep your car and property with bankruptcy protection.
Stop your vehicle or property repossession with help from our Thurston County, WA bankruptcy lawyers. If you qualify, our experienced team can help you keep your car and get back on track financially. Connect with us for a free initial case consultation today!
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Stop repossessions with help from our Olympia bankruptcy lawyers.
If you fall so far behind on your bills that you’re no longer able to stay current on monthly car payments, eventually the lender will repossess it. Most people that fall behind on bills still manage to keep up with car payments because having a car in Olympia is a necessity. The Thurston County public transportation system is decent, but few would call it great. If you reach the point where you’re missing car payments, bankruptcy should already be on your radar.
If your car is repossessed, how will you be able to function? Who will take you to work? How will your kids get to school? Obviously, you need your car, but if you file for bankruptcy won’t you just lose it anyway? Our Olympia debt relief lawyers want you to understand that you have very important legal rights and options under the Federal and Washington State bankruptcy laws.
The truth is that the vast majority of people that file for bankruptcy are able to keep their vehicle. Our Olympia bankruptcy attorneys can show you multiple ways to protect your car, whether you file Chapter 7 or Chapter 13. Bankruptcy was created to help hard working people eliminate debt and get a fresh start financially, which would hardly be possible if they lost their ability to get to and from work.
Thurston County repossession and debt relief attorneys.
Our Thurston County repossession lawyers not only serve Olympia, but all surrounding cities as well. These include but are not limited to the cities of Lacey, Tumwater, Yelm, Rainier, and Rochester. Get the truth, NOT what your creditors want you to think and believe. Talk to one of our Thurston County bankruptcy lawyers today for help and answers.
If you would like to prevent your car from being repossessed and eliminate most, or all, of your unsecured debt, contact one of our Olympia bankruptcy lawyers for a free consultation. The moment you file for bankruptcy, all repossessions stop. Now is the time to take action. Our Thurston County bankruptcy, debt relief, and repossession attorneys can help you immediately stop your vehicle from being repossessed.
Bankruptcy typically stops all repossessions and provides you with options to keep your car. Get the debt relief you deserve.
Washington law allows lenders to repossess vehicles when the owner doesn’t keep up with their payments, as long as they don’t breach the peace or remove it from a locked garage. Repossessed cars are quickly sold at auction, and the debtor is required to pay whatever balance remains on the car. If it’s possible your car is going to be repossessed, you can put a stop to it immediately by filing for bankruptcy.
Filing Chapter 7 bankruptcy stops all debt collection, so this option could give you enough time to get caught up on payments. Chapter 13 bankruptcy usually provides a more long-term solution to the threat of repossession, so you should explore all options with help from your Thurston County bankruptcy lawyer.
For many people in serious financial trouble, bankruptcy is the only way to save their car from repossession. If your lender repossesses your car after you declare bankruptcy and while your petition is pending, they are required to return it, according to the law.
Nobody plans on falling so far behind on bills that their car ends up getting repossessed. Financial problems happen for all sorts of reasons, usually through no fault of the debtor. Losing your car to repossession happens without warning and often when you least expect it. You may run into a gas station to pay for your fuel and when you walk out, your car is gone. There are certain situations where your bankruptcy lawyer can get a car returned from the lender, but it isn’t easy, and you may find that some of your possessions have gone missing.
Your best bet is to avoid all of these scenarios by contacting one of our Olympia bankruptcy attorneys right away. We know the Federal and Washington State bankruptcy laws. And, we can help you to understand your legal rights and options when it comes to the repossession of personal property.
Call now to get the information and the help that you need in order to make a truly informed decision about what is best for you and your family.
Olympia, car and vehicle repossessions, and you.
Living in Olympia means you are a relatively short drive from Seattle, Mt. Rainier, and the Olympic peninsula. However, you can’t get there without a car. Most people living in Olympia would agree that owning a car is a necessity. If you would like more information about repossessions in the State of Washington, this website by the Washington State Office of the Attorney General is extremely helpful and has lot of really good and useful information.
The Bankruptcy Court for Western Washington handles all bankruptcy cases for Olympia residents. This page provides some helpful information about Chapter 7 and Chapter13 bankruptcy protection in relation to the repossession of personal property.
If you spend some time on this government website, you will see that nearly every car, vehicle or other personal property repossession can be stopped dead in its tracks by filing for bankruptcy. If you have questions about any of this information, contact one of our Olympia bankruptcy lawyers for a free consultation.
There are multiples ways to maintain possession of your car or vehicle.
If you file for Chapter 7 debt relief and debtor protection, you may free up enough money to catch up on payments. If your car was already repossessed and not yet sold at auction, you may be able to get it back by signing a reaffirmation agreement with the lender. This option isn’t always a wise choice, so you should fully explore every avenue.
Chapter 13 bankruptcy protection allows you to consolidate secured debt into a monthly payment lasting from 3 to 5 years. It’s sometimes possible to get the total amount you owe on the car reduced, further lowering your monthly payment.
Contact our Thurston County, WA bankruptcy lawyers for a free consultation and put a stop to all repossessions.
Other high value items, like appliances and furniture, are usually safe from repossession. It usually costs lenders more money to retrieve them than they’re worth. If you would like to find out more about bankruptcy and how it can help you protect your possessions, contact us today for a free consultation.
Stop your car, truck, or vehicle repossession now! Get help, information, and answers from one of our experienced and knowledgeable Thurston County property repossession and bankruptcy attorneys today.
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