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Filling a Chapter 7 or 13 bankruptcy for a fresh financial start in Washington state is more affordable than you might think. Call us today to learn more about our low flat fees and flexible payment options.
Our Olympia bankruptcy lawyers offer low flat fees and serve all of Thurston County, WA.
If you’re trapped in a cycle of uncontrollable debt, what you need most is a fresh financial start. What if there was a way to hit the financial reset button, allowing you to eliminate your debt and repair your credit score? Bankruptcy may very well be the opportunity you’ve been looking for since getting financially overwhelmed. Our Olympia bankruptcy attorneys offer low flat fees and flexible payment plans that make this process surprisingly affordable for just about everyone.
Most Chapter 7 bankruptcy cases range from about $750 to $1,500 in attorney’s fees, but this does not include your filing fees, or the costs of your bankruptcy counseling classes. Chapter 13 cases are nearly always done on an initial flat fee basis too. But, many Chapter 13 cases are complicated. So, without knowing more about the specific facts and circumstances of your cases, it’s impossible to set an accurate range. Most clients, however, end up paying $3,500.
The first step is to contact one of our Thurston County bankruptcy lawyers and find out if you qualify. If so, you may be able to put a stop to harassing phone calls from creditors, eliminate credit card debt and medical bills, save your home from foreclosure, and stop your car from being repossessed. Once we get a better idea of your personal financial situation, we can determine how much relief you may be able to receive.
Are you ready to make unmanageable debt a thing of the past? Simply contact our law office for a free consultation. Our low flat fees make filing for bankruptcy affordable, and you won’t have to worry about additional charged down the line. Best of all, your Olympia bankruptcy lawyer will fight to maximize the amount of debt you’re able to discharge.
Our Thurston County debt relief lawyers not only serve Olympia, but all surrounding cities as well. These include, but are not limited to, the residents of Lacey, Tumwater, Yelm, Rainier, and Rochester, WA.
Chapter 7 / Chapter 13 bankruptcy is more affordable than you think.
If your life is being controlled by debt and creditors are relentlessly harassing you for money that you simply do not have, bankruptcy may very well be a viable solution to your troubles. By offering professional legal representation for one low flat fee, we take the guesswork out of budgeting for this option. With decades of combined experience handling bankruptcy cases, we know how much work is involved, but aren’t dismayed if extra work is necessary.
Chapter 7 bankruptcy usually takes only about 120 days from the time you file to the time your debt is discharged. When the process is completed, your credit score starts to improve. All of your unsecured debt will be entirely eliminated, including credit card bills and medical bills. This is the most affordable bankruptcy option, because it’s the simpler of the two.
Chapter 13 bankruptcy is more complicated, but still affordable. If you are trying to prevent home foreclosure, this may be your best option anyway. We use a means test to determine eligibility for bankruptcy. If you earn more than the Washington State median income, Chapter 13 is your only option.
We sometimes have new potential clients call our Olympia bankruptcy offices and tell us that they are looking for a “cheap” bankruptcy attorney that serves clients in Thurston County. In response, we typically tell these potential new clients that we’re not cheap, but we are inexpensive.
Many of the cheapest bankruptcy lawyers don’t have much experience. And, they don’t know how to truly maximize your protection and your relief under the bankruptcy code. And, some aren’t even lawyers at all.
They are merely a “debt relief” paralegal service or some other kind of “legal professional” who cannot actually file your bankruptcy petition. Instead, they will “help you fill out all of the forms properly”. And, for some really, really simple cases, this might be a viable option. And, while we don’t offer any kind of a “low price” guarantee, we will sometimes negotiate our fees based on the specific facts and circumstances of your case.
Olympia, Washington, bankruptcy, and low flat fees explained.
Olympia is the Thurston County seat, the capital of Washington, and a fantastic place to live. If you’re curious about the makeup of Olympia, there is some interesting information concerning demographics on the municipal website you should check out. This subsection of the site features information about employment and local housing.
If you choose to take advantage of our low flat fee, we will petition the United States Bankruptcy Court in the Western Washington District on your behalf. There are numerous resources available to you when you’re ready to file. You can explore these helpful and useful resources by following this link to the Bankruptcy Court’s website. Filing your bankruptcy case with the court is included with your low flat fee.
A lot of really good bankruptcy attorneys are still affordable. Many also offer flexible payment plans that fit their client’s budget. Unfortunately, we cannot file your case until your bankruptcy fees are paid in full.
More information about bankruptcy.
Before we can detail the cost of your bankruptcy case, we need some information about your finances so that we can determine whether you will be filing Chapter 7 or Chapter 13. We understand that you’re filing for bankruptcy because you don’t have enough money to get by. However, you may be able to stop making payments on unsecured debt right away, which could free up some cash to cover your bankruptcy fee. If you need extra time to collect the money for the low flat fee, we would be happy to take calls from your creditors so that they leave you alone.
Our low flat bankruptcy fees cover everything from start to finish.
Our fee includes all filing, paperwork, court appearances, meeting with the trustee, and everything else in between. There are no hidden fees or unexpected charges. You can also call us anytime with questions or to voice your concerns. We are here to help you navigate this process and maximize the amount of debt you’re able to discharge.
Contact us today for a free consultation with one of our Olympia bankruptcy attorneys. If you need serious financial assistance, bankruptcy may be your best option. We are ready to help you take the next step. Some clients may be able to set up a payment plan to cover our low flat fees, so please inquire if this option sounds appealing.
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